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Total: 50 results found.

What's a Mutual Fund?

Created on Tuesday, 15 January 2019. Posted in Content/our blog

... by the government and offers shares that the public can purchase. Each share buys you a little piece of a portfolio of stocks, bonds, cash, gold, real estate, and so forth. The mutual fund buys and sells ...

Quarterly Update

Created on Tuesday, 08 January 2019. Posted in Content/our blog

... down 20.3% and down 11.1% • MSCI EAFE (foreign stocks): down 12.6% and down 13.8% • MSCI EM (emerging markets): down 7.6% and down 15.3% • U.S. Aggregate Bonds: up 1.9% and about flat for the year • Municipal ...

Happy Holidays

Created on Tuesday, 18 December 2018. Posted in Content/our blog

... as a tax deduction. The government gives investors this special tax treatment on capital gains and losses because it wants to stimulate investment in stocks, bonds, real estate, small business ownership, ...

Don't Believe the Hype

Created on Tuesday, 11 December 2018. Posted in Content/our blog

... curve has to do with its near-perfect ability to predict an impending recession. When the yield curve "inverts" (when short-term bonds yield more than long-term), this signals risk aversion, declining ...

Round Three

Created on Tuesday, 04 December 2018. Posted in Content/our blog

... in stocks, bonds, mutual funds, CDs, whatever you want. If the money grows over time you can take the money out of the account when you're retired and pay no tax on the gains you've made. Say you deposit ...

More Definitions

Created on Tuesday, 27 November 2018. Posted in Content/our blog

... vice versa), the asset allocation process mixes riskier investments, such as stocks, with less risky investments like bonds and cash, to find the optimal blend for an investor. Mixing different categories ...

The Search for Silver Linings

Created on Monday, 29 October 2018. Posted in Content/our blog

... awakened to the fact that markets go up and down. Is there anything positive to report as we near month's end? Bonds are finally showing some life. Still down this year and down a fraction for the month, ...

Volatility is Normal

Created on Monday, 15 October 2018. Posted in Content/our blog

... of a run lately, dropped over 5% last week. Emerging markets, the worst performing asset class this year, did better, only dropping about 2%. Bonds, which had been lagging all year, largely did their ...

Quarterly Update

Created on Monday, 01 October 2018. Posted in Content/our blog

... 0.5; down 7.4% • U.S. Aggregate Bonds: about flat; down 1.6% • Municipal Bonds: down 0.1%; down 0.7% Top performing sectors in Q3 included Technology, up about 8.4%, and Healthcare, up over 14%. Poor ...

A Trip Down Memory Lane

Created on Monday, 17 September 2018. Posted in Content/our blog

... reading... The example below shows an investor with a moderate portfolio allocation of 60% in stocks and 40% in bonds (represented by SPY and AGG, funds that track the S&P 500 and Barclays Aggregate ...

What’s with Emerging Markets?

Created on Tuesday, 11 September 2018. Posted in Content/our blog

... expected returns come with higher expected volatility. Just as with the bonds versus cash debate from last week, or any publicly traded investment versus cash for that matter, you're going to have to endure ...

CDs Versus Bonds

Created on Tuesday, 04 September 2018. Posted in Content/our blog

When rates on CDs are higher than bonds, why invest in bonds at all? If most bond prices are negative so far this year, why not sell them and just deposit the money at the bank where we can earn a couple ...

That Darn Mortgage

Created on Monday, 04 June 2018. Posted in Content/our blog

... off the more expensive debt. But since most of us own more than just bonds, the thought process gets more complicated. Let's say you have a $500,000 investment portfolio with 60% (or $300,000) in stocks ...

Rickety Rails

Created on Monday, 28 May 2018. Posted in Content/our blog

... Administration to test long-term sustainability. Interestingly, the math would be simple, and the fancy testing wouldn't be as necessary, if there was a huge supply of money (Treasury bonds) allocated ...

Seeing the Curve

Created on Tuesday, 08 May 2018. Posted in Content/our blog

... yield curve before, but I wanted to offer some additional explanation. Click below to continue reading.  Bonds pay interest and based on the price you pay for the bond your rate of return is referred ...

Quarterly Update

Created on Tuesday, 03 April 2018. Posted in Content/our blog

... Aggregate Bonds: down 1.5% Municipal Bonds: down 1.6% Stocks powered into 2018 with a continued uptrend and the S&P 500 hitting another record high in late-January. Nearly all asset classes were ...

Mixed Messages

Created on Tuesday, 27 March 2018. Posted in Content/our blog

... and other sectors that had done well in the past year selling off a little extra as traders and investors took profits. Bonds were about flat, even with the interest rate increase that would normally have ...

Learning from History

Created on Tuesday, 13 March 2018. Posted in Content/our blog

... had been riding high on manufacturing and selling fancy bonds and derivatives based on subprime mortgages and other debt. Leverage was high, and nobody seemed to worry much about it. So long as everyone ...

Beware the Alarmist

Created on Tuesday, 06 February 2018. Posted in Content/our blog

... The bond market did so quickly because it had less distance to travel. During yesterday's decline sellers of stocks finally started buying bonds, which helped bond prices turn positive. Stocks, on the ...

Prognostications Roundup

Created on Tuesday, 09 January 2018. Posted in Content/our blog

... money" where their mouth is. New money flows into stock mutual funds and ETFs were weak in 2017, with individual investors opting for bonds. So, a good indicator to watch will be whether these flows shift ...