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Total: 50 results found.

What's a Mutual Fund?

Created on Tuesday, 15 January 2019. Posted in Content/our blog

... we've looked at in recent weeks: Yield and Mutual Fund. Almost half of Americans polled report little knowledge of both terms. Please don't be one of them. Continue Reading... Yield – I've never ...

Happy Holidays

Created on Tuesday, 18 December 2018. Posted in Content/our blog

... sound simple, but in practice it can be hard to understand. Here's an example: Say you invest $5,000 by purchasing shares of a mutual fund. The share value increases over several years and then you sell ...

Round Three

Created on Tuesday, 04 December 2018. Posted in Content/our blog

... global markets these days, they're still fundamentally human institutions. Continuing our theme from the past two weeks, here are two more finance terms from the YouGov report that roughly 60% of Americans ...

More Definitions

Created on Tuesday, 27 November 2018. Posted in Content/our blog

... how hard you need your money to work for you. If created appropriately, your allocation should stay the same for a very long time and would only be altered if something fundamental changes in your life ...

Happy Thanksgiving

Created on Tuesday, 20 November 2018. Posted in Content/our blog

... of fundamental terms like "Savings Account", "Net Worth", "Asset", and "Liability", with over 70% of respondents reporting confidence about those terms. But the numbers are almost reversed for terms like ...

Picking Out the Good Stuff

Created on Monday, 05 November 2018. Posted in Content/our blog

... again outperform on the back of strong global growth and attractive fundamentals. But with the year-end looming, it is clear that this thesis has not played out. Fueled by concerns of rising U.S. interest ...

The Search for Silver Linings

Created on Monday, 29 October 2018. Posted in Content/our blog

... the Fed continue raising rates it would likely lead to more market volatility even as the economy grows. For me, in times of market stress it's helpful to fall back on the investing fundamentals of controlling ...

The Expectations Game

Created on Monday, 08 October 2018. Posted in Content/our blog

... setting realistic expectations when it comes to investing and we've likely discussed some of them in the past. The following article from Dimensional Funds, The Expectations Game (emphasis mine), does ...

Quarterly Update

Created on Monday, 01 October 2018. Posted in Content/our blog

... and 21%, respectively. This reshuffling happens behind the scenes at the index providers and in the funds that track the indexes, but the coming weeks could see some volatility as investors shift their ...

A Trip Down Memory Lane

Created on Monday, 17 September 2018. Posted in Content/our blog

... reading... The example below shows an investor with a moderate portfolio allocation of 60% in stocks and 40% in bonds (represented by SPY and AGG, funds that track the S&P 500 and Barclays Aggregate ...

What’s with Emerging Markets?

Created on Tuesday, 11 September 2018. Posted in Content/our blog

... of the developing world, including countries like Turkey (about a 1% weighting) whose currency woes have made news recently. Over time the index, and the funds that track it closely, have performed well. ...

CDs Versus Bonds

Created on Tuesday, 04 September 2018. Posted in Content/our blog

... the total return (including dividends) of core bond index funds like Vanguard's Total Bond Market and iShares Core Aggregate Bond Index are down around 1% - 1.2% while 1yr CDs, for example, currently offer ...

Stashing Cash

Created on Tuesday, 21 August 2018. Posted in Content/our blog

... money is gettable in a pinch but should not be considered for month-to-month cashflow needs. Emergency Fund Cash: While it's generally suggested to have 3-6 months' worth of spending stored in a special ...

Monday Morning Quarterbacking

Created on Tuesday, 14 August 2018. Posted in Content/our blog

... might be the recipient of one of those traditional pensions mentioned above but have precious little cash or investments to be able to fund unexpected expenses. According to the Journal article (quoting ...

Teaching Kids About Money

Created on Tuesday, 07 August 2018. Posted in Content/our blog

... for parents. According to a study from T.Rowe Price, a mutual fund company, 74% of parents feel squeamish about discussing finances with their kids. 42% avoid the topic altogether and 28% lie to their ...

The Tao of Wealth Management

Created on Tuesday, 31 July 2018. Posted in Content/our blog

... take my word for it. The following short article from Jim Parker at Dimensional Funds about the Tao of Wealth Management offers an interesting perspective. Continue reading... The path to success ...

Semantics

Created on Tuesday, 26 June 2018. Posted in Content/our blog

... is from excerpts of a recent Wall Street Journal article. The second is from Andy Rothman, an investment strategist at Matthews Asia, a highly-regarded mutual fund company based in San Francisco. I've ...

The Neuropsychology of Saving

Created on Tuesday, 12 June 2018. Posted in Content/our blog

... a sense of abundance and security at a very early age, perhaps even 3-6. Maybe it's easier to save when your fundamental needs are continually met. Apparently, many children who were deprived (whether ...

That Darn Mortgage

Created on Monday, 04 June 2018. Posted in Content/our blog

... if paying down a mortgage makes financial sense, it means restricting access to funds. So consider whether they'll be needed in an emergency, and what the rate on a (non-deductible) personal loan would ...

Rickety Rails

Created on Monday, 28 May 2018. Posted in Content/our blog

Following the theme of last week's post, one of the things I find interesting about the Social Security program is how similar the fundamental funding issues are to those faced by folks planning for, and ...