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Total: 50 results found.

What's a Mutual Fund?

Created on Tuesday, 15 January 2019. Posted in Content/our blog

... over 10% after declining almost 20% during the recent correction. It's not normal for stocks to do this, but it's not unprecedented either. According to my research partners at Bespoke Investment Group, ...

Happy Holidays

Created on Tuesday, 18 December 2018. Posted in Content/our blog

... Gains and Losses – When you invest, you put up cash ("capital") and, assuming you sell in the future for more than your original investment, the difference is referred to as your capital gain. This might ...

Don't Believe the Hype

Created on Tuesday, 11 December 2018. Posted in Content/our blog

... business and personal investment and, ultimately, a slowing of the economy typically leading to recession. Investors monitor several different curves, but the most important are the difference in yield ...

Round Three

Created on Tuesday, 04 December 2018. Posted in Content/our blog

... Roth IRAs. Longer, because investments in the Roth need time to grow and, without growth, having a Roth IRA is pointless. Annuity – At its most basic, an annuity is a consistent cashflow, backed by a ...

More Definitions

Created on Tuesday, 27 November 2018. Posted in Content/our blog

... of financial planning and investment management, so it pays to know at least something about it. Weighty scholarly works have been written about the topic and it's hard to condense a definition down to ...

Looking for Clarity

Created on Monday, 12 November 2018. Posted in Content/our blog

... reduce conflicts of interest by increasing transparency around the differences between broker-dealers, investment advisors, and fee-only folks like your humble financial planner. A critical piece of ...

Picking Out the Good Stuff

Created on Monday, 05 November 2018. Posted in Content/our blog

... while being less optimistic about the future. The following chart from Bespoke Investment Group shows this growing divergence. While increasing consumer confidence and other data is largely positive, ...

Updates to Social Security & Medicare

Created on Tuesday, 23 October 2018. Posted in Content/our blog

... volatile and took precedence within these posts. While I'll address the updates below, here's a quick note from my research partners at Bespoke Investment Group. The note came out last week on the anniversary ...

The Expectations Game

Created on Monday, 08 October 2018. Posted in Content/our blog

...  First, let's review some fundamentals about expectations in the financial markets. 1. Stocks have higher expected returns than safer investments like Treasury bills. If it is widely known that stocks ...

A Couple of Updates

Created on Monday, 24 September 2018. Posted in Content/our blog

While my weekly posts are generally geared toward financial planning and investment topics, on occasion I'll veer off course and offer business updates. This is one of those weeks. As I continue to build ...

A Trip Down Memory Lane

Created on Monday, 17 September 2018. Posted in Content/our blog

... Bond Index, respectively). Assuming the investor (the green line) held their investments through 2008 and rebalanced their portfolio quarterly, they would have done better than the U.S. stock market ...

What’s with Emerging Markets?

Created on Tuesday, 11 September 2018. Posted in Content/our blog

... expected returns come with higher expected volatility. Just as with the bonds versus cash debate from last week, or any publicly traded investment versus cash for that matter, you're going to have to endure ...

CDs Versus Bonds

Created on Tuesday, 04 September 2018. Posted in Content/our blog

... questions lately. The issue is that, so far this year, bond investments are mostly negative while yields on cash investments like CDs have turned up in recent months and seem more appealing. Year-to-date, ...

What to Know About Blockchain

Created on Monday, 27 August 2018. Posted in Content/our blog

... percent of your investment portfolio, or some other amount that you're fully prepared to lose. The indirect method of investment would be better, I think. This is accomplished by owning stock in major ...

Monday Morning Quarterbacking

Created on Tuesday, 14 August 2018. Posted in Content/our blog

... theory) to pay down the debt during decades of work. Hopefully the investment they make in themselves will pay off over time, but shouldn't it be their burden? This is a tough and personal decision that ...

The Tao of Wealth Management

Created on Tuesday, 31 July 2018. Posted in Content/our blog

... soil and water. Apart from regular pruning, you let the tree grow. This doesn't mean that we should always do nothing. In fact, insights from financial science suggest you should direct your investment ...

When Bad News is Good News

Created on Monday, 09 July 2018. Posted in Content/our blog

... who had previously given up the search came back into the fold. The following chart from my research partners at Bespoke Investment Group illustrates this point. Now that these folks have started looking ...

Semantics

Created on Tuesday, 26 June 2018. Posted in Content/our blog

... is good. This obviously impacts markets in the short-term. According to Bespoke Investment Group, almost all the market's larger down days in the past few months have been related to tariff news. This ...

Who Do You Trust?

Created on Tuesday, 19 June 2018. Posted in Content/our blog

... are a host of planning issues everyone should be aware of: Continue reading... Complexity is not your friend. For some, diversification means having cash and investments at lots of different banks ...

That Darn Mortgage

Created on Monday, 04 June 2018. Posted in Content/our blog

... the money from? Maybe you have a lump sum sitting in cash and are wondering what to do with it. Or, maybe you need to sell investments. Continue reading... If from investments, you'd want to compare ...