The stock market just had its best week of the year last week and bonds also performed well. I call your attention to that because it seems like it’s been a while since the markets had a good week. That ...
Sometimes it’s hard to tell if there’s more news on a topic lately or if it’s just the Great Algorithm in the Sky feeding me more of what it thinks I like. In any case, there’s been (or at least seems ...
... said Julie Carter, senior federal policy associate at the Medicare Rights Center, a nonprofit. “It’s a mess, and we don’t really have a great solution other than doing a lot of legwork.”
Don’t just trust—be ...
... framework isn’t the same now or later because it gets adjusted for an assumed rate of return, inflation, or perhaps the yield on a government bond benchmark. This adjustment is meant to equalize the difference ...
... what, if any, sort of penalty. Is it enough for whatever doomsday scenario you have in mind?
What’s my debt situation?
Rates have already gone up, of course, so any adjustable-rate debt is likely resetting ...
... across the top and issuer type down the left side. To simplify, just look at the top and bottom lines and the left column showing rates on bank CDs and US Treasury securities out to one year. I consider ...
... You can start your benefits in any month once you’re 62, so just hold off as long as you can. Ideally you’d at least wait until your FRA to get your “full” benefit, but every month you wait means a high ...
... seen a dragon boat in person and my paddling experience is, well, let’s just say it’s under development. This journey is expected to take roughly 50 or so hours pretty much nonstop. It will be an interesting ...
... and how did I, as a fiduciary and “decider” on behalf of my clients, make the choice to merge into Schwab?
As I just mentioned, the big custodians are very similar in the fundamental services they offer. ...
... during years of doing this work is just how wide the spectrum of enough seems to be. Different people have different goals, their financial situations are unique, and what’s possible can be more than they ...
... are getting harder to justify. This soothed investor concerns a bit during Q2, but lingering pessimism about Fed policy still took some wind out of the bond market’s sails as the quarter closed.
Also ...
... already drawing Social Security you’re no doubt aware of the 8.7% cost-of-living adjustment this year. That’s old news at this point after a runup in inflation last year. But it’s important to note that ...
... by doing so. Waiting to plan makes just about everything more expensive, so start conversations early and write things down. These documents, even of informal agreements between family members, can help ...
... the link I just mentioned.
https://www.wsj.com/articles/whats-in-the-debt-ceiling-deal-461b9822
There’s been lots of talk of specific X-dates for when the true deadline is for all this, and that date ...
... penalties, if any terms are adjustable, and when payments are due. Logging into your current loan provider’s website is good, but reviewing the note is best.
Once you have a handle on the relevant details, ...
... knees – the fallout would be extreme and many of these politicians are too pragmatic for that, regardless of what they may say to the press.
But don’t just hear it from me. It’s good to have another ...
... issue. There’s no shortage of cash and access to more, we just lack Congress’s permission to keep the wheels in motion.
https://home.treasury.gov/news/press-releases/jy1460
The banking crisis –
I ...
... to be making out like a bandit here, but that’s just my opinion.
So what does this mean for First Republic depositors? This is a fast-moving situation, but JPMorgan says that all First Republic branches ...
... For me getting past mid-April is a bit of a relief each year from no longer wondering what the final bill was going to be.
But it’s also a time for wondering just where all that money goes. Different ...
... seem to have a knack for obfuscation. Maybe they make you call and wait out a sales pitch before canceling. Or maybe the company tucks the cancelation link somewhere so cleverly that people tend to just ...