By now I’m sure you’ve heard how important it is to try and wait on starting your Social Security benefits. You’re leaving money on the table if you don’t, etc, etc. While the reasons for this make good ...
... in their own way, get to the core concepts of what money is, why it is, and how we think about it in the modern era.
What is money if we can't (or simply don't) touch it. The first article looks at the ...
... saved money but not enough to pull the trigger on early retirement. They have young kids or are getting their kids through college. They’ll soon need cash but the only buckets they can draw from are their ...
This past weekend I was barbequing with a group of friends, all dads of teenagers and younger, and one of the subjects talked about was how to teach our kids about money. We complained about how the subject ...
... so much lately and even a relatively benign percentage drop comes off a larger number, but it’s still a noteworthy chunk of money.
Beyond news like that, consternation has been growing for some investors ...
... for investors. Many institutional money managers were prepped to rebalance in the new quarter anyway, so that also helps explain why some investors sold stocks as the second quarter began.
Bond prices ...
... department asks if you personally verbally verified the wire instructions prior to submitting the wire. Please don’t ignore or be overly casual about this step. Wires are great for sending money but are ...
... economy. The problem for stocks is that prices can rise in the short-term as investing gets popular again, especially given the interest in AI, but the rush of new money into the system sets up more volatility. ...
... ago. Our rate of change comes close to that of Columbia, Tunisia, and Congo. Canada is down the list with us, but yikes…
And happiness within older populations isn’t necessarily about money. India has ...
... interest, gains, losses, and so forth aren’t normally reportable each year when they happen within a retirement account. All the IRS cares about is money leaving the account and why, so that’s what’s on ...
... for the life of the loan.
Why recast?
To save money, of course! The borrower in our simplified example would see their annual cash flow increase over $6,500 while also shaving off about $51,000 of ...
... market are putting their money. For some weeks this tool has been showing market expectations similar to the JPMorgan prediction which is more “dovish” then the Fed expects itself to be this year. Bond ...
... cheer the bad news so long as it’s not too bad because it raises the likelihood that money will get cheaper faster. That’s definitely short-term thinking but is something the stock and bond markets specialize ...
... of the criticism of harvesting losses. It’s time-consuming and requires holding a lot of details. This hassle factor often makes it difficult for some people, including professional money managers, to ...
... biggest heartbreaker of the bunch, down 12% since 2022 began.
Looking at it this way should help make sense of how your overall performance is dependent on the amount money you have allocated to each ...
... but I’m not going there. Every email from me or someone on my staff will be written by a human, not a bot.
Use AI to generate blog posts. This is another obvious time saver and time equals money, yada, ...
... were trading in and out, or maybe sitting on the sidelines. While both made money it was the investor who stayed the course who saw their $100 grow to $391 while the shorter-term investor’s money grew ...
... rate they saved in the fall of 2019, the Commerce Department said. And long-term interest rates—which make it more expensive to buy homes and cars and to borrow money—may only now be reaching the point ...
... is a potential homebuyer willing to wait based on market expectations that are often wrong?
Redfin reports that 38% of recent homebuyers under 30 needed family money to cover their downpayment. This ...
... (again, as a group) it’s all about the money. And that’s exactly how things played out in the markets yesterday before all major indices ended the day higher.
Details are still emerging from the weekend ...