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Total: 50 results found.

What's a Mutual Fund?

Created on Tuesday, 15 January 2019. Posted in Content/our blog

... a company whose sole purpose is investing other people's money. There are different types, but we'll focus on the typical kind offered by firms like Vanguard and Fidelity. Each mutual fund company is regulated ...

Round Three

Created on Tuesday, 04 December 2018. Posted in Content/our blog

...  Roth IRA – Started in 1997 as part of the Taxpayer Relief Act and named after the bill's chief sponsor, Senator William Roth, a Roth IRA is a type of account used to save money that will ultimately ...

More Definitions

Created on Tuesday, 27 November 2018. Posted in Content/our blog

... how hard you need your money to work for you. If created appropriately, your allocation should stay the same for a very long time and would only be altered if something fundamental changes in your life ...

Happy Thanksgiving

Created on Tuesday, 20 November 2018. Posted in Content/our blog

... you don't have a large stash of cash available to buy a house outright, for example, you must spread the payments over time. A lender is going to front you the money to buy your home, but they have to ...

The Expectations Game

Created on Monday, 08 October 2018. Posted in Content/our blog

... a good job of addressing this question and how it relates to our happiness as investors. Continue reading... The Happiness Equation... To say that "money isn't everything" is more than a cliché. ...

CDs Versus Bonds

Created on Tuesday, 04 September 2018. Posted in Content/our blog

When rates on CDs are higher than bonds, why invest in bonds at all? If most bond prices are negative so far this year, why not sell them and just deposit the money at the bank where we can earn a couple ...

Stashing Cash

Created on Tuesday, 21 August 2018. Posted in Content/our blog

... or should you wait for them to go up? What about online banks, are they a good option? And how much money should you have in CDs anyway? Before we can answer these questions it's best to define what ...

Monday Morning Quarterbacking

Created on Tuesday, 14 August 2018. Posted in Content/our blog

... Put these together any way you want, and it spells long-term trouble for people saving for retirement. Consider a common scenario. It seems like you can never save any money because your wages aren't ...

Teaching Kids About Money

Created on Tuesday, 07 August 2018. Posted in Content/our blog

This past weekend I was barbequing with a group of friends, all dads of teenagers and younger, and one of the subjects talked about was how to teach our kids about money. We complained about how the subject ...

The Tao of Wealth Management

Created on Tuesday, 31 July 2018. Posted in Content/our blog

... For instance, to maintain their desired asset allocation, investors should regularly rebalance their portfolio by reallocating money away from strongly performing assets. But rebalancing is a disciplined, ...

Who Do You Trust?

Created on Tuesday, 19 June 2018. Posted in Content/our blog

... and brokerage firms. They have some money over here, some over there, and so forth. This can be hard to keep track of and important details can be overlooked. Old checks can float around. Money can go ...

The Neuropsychology of Saving

Created on Tuesday, 12 June 2018. Posted in Content/our blog

... coursework is behavioral finance. I've written previously about this field and its importance in understanding the how's and why's of one's relationship with money. These topics are important because ...

That Darn Mortgage

Created on Monday, 04 June 2018. Posted in Content/our blog

... new higher standard deduction will crowd out the ability for many to see their mortgage as a tool to save on taxes. For these folks, starting this year, owing money on their house could seem to have no ...

Rickety Rails

Created on Monday, 28 May 2018. Posted in Content/our blog

... next 75 years. The latter is supposed to provide "early warning" indicators of longer-term problems for the trust fund that pays out the money. This longer-term forecasting is like analyzing plans for ...

The Third Rail

Created on Tuesday, 22 May 2018. Posted in Content/our blog

... 70 from 67 Which of these do you think is most likely? My vote is option 5, given that it seems simplest and would likely be an easier sell to the public. Other options include just borrowing more money ...

Staying Focused Amid the Noise

Created on Tuesday, 15 May 2018. Posted in Content/our blog

... of our lives but take on special significance where our money and financial futures are concerned. As we learn more about how complex computer algorithms often guide the "content" being delivered to us, ...

That Nice Man on the Phone

Created on Tuesday, 24 April 2018. Posted in Content/our blog

... investor giving their personal information and payment details to the caller and the damage is done. People can be so trusting and when that's mixed with a desire to make money and the complexity of ...

Learning from History

Created on Tuesday, 13 March 2018. Posted in Content/our blog

... per share. But a few short months later analysts started changing their tune. Troubles were percolating in the housing market and Bear Stearns began losing money after decades of profitability. That ...

The Do's and Don'ts of IRA Beneficiaries

Created on Monday, 05 March 2018. Posted in Content/our blog

... Roth if you don't expect to need the money during your lifetime. For wealthier individuals who don't expect to need their IRA assets in retirement, converting from a traditional IRA to a Roth can make ...

Credit Cards and Investing

Created on Friday, 16 February 2018. Posted in Content/our blog

... leads to an arithmetic problem that plagues many who carry credit card debt, not just cash-strapped irrationally exuberant investors. If you borrow money to buy an investment and it costs you 15% per year ...