... people who are offered pension buyouts decide to take them.
The main problem with this is a lack of appreciation for how time value of money and the present value concept works. In finance, present value ...
... conditions suffer I can’t simply rely on someone else to pay me. I also can’t lay myself off to save the business some money. Regardless, gauging the solidity of our prospects is a moving target, at least ...
... online banks are offering 4.5% to 5% on money market accounts. Pretty favorable but those rates can change anytime.
https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/ ...
... They also maintain the structure that lets firms like mine access your accounts, place trade orders, move money to your checking account, and so forth. In short, you couldn’t invest like you do today without ...
...
How do people come up with these numbers? Is it someone’s best guess about how much money it takes to retire, since retiring from full-time work is usually the stated goal in surveys like this? Those ...
... work as a financial planner? Essentially, the presenters suggested that we need to be able to master our own preconceived notions and fears about money, risk, and uncertainty, for example, before we can ...
... world power but wants to own its neighborhood. And it wants to have a greater voice in world affairs because, essentially, there’s more money in it. Pragmatism rules the day with President Xi, according ...
... process early so as not to leave money on the table. There may be other benefits available, such as from the VA. Carolyn mentioned how some folks who served in Vietnam, for example, assume they don’t qualify, ...
... Covid relief money, and other spending reductions. Work requirements were also extended for some federal unemployment benefits, and certain senators got the skids greased for their pet projects.
Here' ...
... bonds when things get tough in the markets. I’m not suggesting that you put all your money into Treasurys, by the way, just that what you may already hold should act as ballast during potentially rough ...
... dry up because the debt limit needs to be raised, not because we’re actually out of money. Our government can easily borrow more from domestic and global markets at any time.
President Biden and a variety ...
... For me getting past mid-April is a bit of a relief each year from no longer wondering what the final bill was going to be.
But it’s also a time for wondering just where all that money goes. Different ...
... can help uncover money that’s being wasted because we’re not even using the service we’ve been paying for. It can also help us reduce the cost of services we enjoy.
For me an example of the latter is ...
... do because they’re counting an asset as liquid when it really isn’t.
Like I mentioned recently, liquidity is generally defined as how quickly and cheaply we can access money when needed. Cash in the ...
“Bank failures are caused by depositors who don’t deposit enough money to cover losses due to mismanagement” – Dan Quayle (Maybe he was misquoted...?)
Before we begin this week’s post I wanted to remind ...
... on taking risk with the wrong money… but thinking about structuring cash I’ve found that a three-tier system works best. You could call these tiers, buckets, levels, or whatever you want. The point is ...
... simplest.
The US Treasury borrows money by issuing bonds across a range of maturity periods. Let’s assume you bought 10yr bonds brand new on www.treasurydirect.gov that pay 3.5% interest each year until ...
... a positive has been that cash (a catchall term for bank accounts, CDs, money market funds, and very short-term bonds) now yields more than it has in years. Bank CDs offer from 4-5%, and so does the Treasury ...
... to be more financially savvy, there is a lot to consider when it comes to managing your money.
In this blog post, we’re going to talk about the basics of personal finance and share some tips and tricks ...
... inflation, the likelihood of recession, and how Fed policy could impact it all. If the Fed keeps raising rates too much too quickly a recession is likely because money costs a lot more to borrow, and that ...