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Total: 50 results found.

What's a Mutual Fund?

Created on Tuesday, 15 January 2019. Posted in Content/our blog

... this kind of move has happened just 12 times since WWII. Historically, returns trend higher in the year following these sorts of gyrations but there's also a chance the market reaches what's called a "lower ...

Quarterly Update

Created on Tuesday, 08 January 2019. Posted in Content/our blog

... in January and the worst December since the Great Depression. Investors began the year feeling "bullish" but ended by expressing extremely low market sentiment. The economy remained strong throughout ...

Happy Holidays

Created on Tuesday, 18 December 2018. Posted in Content/our blog

I've always felt a sense of inertia during the holiday season. Thanksgiving passes and then time seems to speed up as the end of the year rapidly approaches. As I've done in prior years, my plan is to ...

Don't Believe the Hype

Created on Tuesday, 11 December 2018. Posted in Content/our blog

... long time and inversion isn't a forgone conclusion. But last week the less important 2yr and 5yr Treasury curve did invert and caused a bit of a stir. Some members of the media took this news and ran ...

Round Three

Created on Tuesday, 04 December 2018. Posted in Content/our blog

... in stocks, bonds, mutual funds, CDs, whatever you want. If the money grows over time you can take the money out of the account when you're retired and pay no tax on the gains you've made. Say you deposit ...

More Definitions

Created on Tuesday, 27 November 2018. Posted in Content/our blog

... of investments together turns asset allocation into a series of tradeoffs. Do you want more growth over time? If yes, this means you'll need more stocks and will have to endure more downside risk in the ...

Happy Thanksgiving

Created on Tuesday, 20 November 2018. Posted in Content/our blog

It's been a tough year for many of you and it's a good time to acknowledge all we have to be thankful for. Personally, I'm thankful for many things, including the trust you place in me as your financial ...

Looking for Clarity

Created on Monday, 12 November 2018. Posted in Content/our blog

Sometimes when doing research for these posts I stumble across an information goldmine. Case in point, the Ethics Unwrapped project from the McCombs School of Business at the University of Texas at Austin. ...

Picking Out the Good Stuff

Created on Monday, 05 November 2018. Posted in Content/our blog

These are anxious times for many of you, I know. The stock market has been volatile lately and other news you're hearing may make it seem like things are going from bad to worse. There's good information ...

The Search for Silver Linings

Created on Monday, 29 October 2018. Posted in Content/our blog

... about 10% this month, with Germany and China in a technical "bear market" by falling at least 20% from recent highs. The American Association of Individual Investors tracks investor sentiment. "Bullishness" ...

Updates to Social Security & Medicare

Created on Tuesday, 23 October 2018. Posted in Content/our blog

A couple of weeks back we learned about some important updates regarding Social Security and Medicare. I had meant to write about them at the time but, as happens every now and then, the markets turned ...

Volatility is Normal

Created on Monday, 15 October 2018. Posted in Content/our blog

... investing is counterintuitive. Well, this is another perfect example. During times of market volatility, it's easy to get caught up in the emotion of seeing prices fall and thinking you have to do something. ...

The Expectations Game

Created on Monday, 08 October 2018. Posted in Content/our blog

... to take risk to grow but we also fear loss more than we value gain. The financial media touts recent performance, but real wealth is usually built brick by brick over time. There are many ways to consider ...

Quarterly Update

Created on Monday, 01 October 2018. Posted in Content/our blog

... is still elevated, even amid tariff concerns. While this growth has been good for stocks, it has weighed on bonds. For some time, the bond market has been trying to "price-in" assumptions about how quickly ...

A Couple of Updates

Created on Monday, 24 September 2018. Posted in Content/our blog

... dates and times. Starting today, you'll have the ability to schedule meetings with me using the "Schedule an Appointment" or "Let's Set a Time to Talk" links at www.ridgeviewfp.com. You'll be able to ...

A Trip Down Memory Lane

Created on Monday, 17 September 2018. Posted in Content/our blog

... celebrations to remember happy times, this one has tended to give me the chills. It was, after all, ten years ago this past week when Lehman Brothers was allowed to fail and the global economy felt like ...

What’s with Emerging Markets?

Created on Tuesday, 11 September 2018. Posted in Content/our blog

... to generate excess returns over time but is underperforming now. We know we're supposed to "buy low and sell high", but in practice it's a very hard thing to do, especially when it comes to more complicated ...

CDs Versus Bonds

Created on Tuesday, 04 September 2018. Posted in Content/our blog

... money over time and that's the main reason you want to favor bonds over CDs in your long-term accounts. Here's a chart showing the return of cash investments like CDs (represented by T-Bills) versus ...

What to Know About Blockchain

Created on Monday, 27 August 2018. Posted in Content/our blog

... Blockchain was developed as the accounting method for bitcoin in 2009 by an individual or a team of programmers going by the pseudonym Satoshi Nakamoto. (At one time, Elon Musk was said to be Nakamoto, ...

Monday Morning Quarterbacking

Created on Tuesday, 14 August 2018. Posted in Content/our blog

... unintelligent or otherwise unworthy. Sometimes life gets in the way and our best laid plans fall by the wayside. Often, clear solutions are only visible with perfect hindsight. My intention is not to ...