... given recent performance as markets reset a bit for the year ahead. Investors, at least on average, are always looking forward so let’s spend some time on strategies and tactics for 2024. We’ll jump right ...
The fourth quarter (Q4) of 2023 was an about face from the first nine months of the year. Just about every asset class was up almost the whole time and investors were optimistic. This, after investors ...
... finish out pretty strong, especially when compared to last year.
The outlook is still primarily focused on the Fed and interest rates, and that’s unlikely to change anytime soon. As I mentioned recently, ...
... of inflation and decided to raise rates preemptively. During 1994, the Fed raised rates seven times, doubling the federal funds rate from 3% to 6%. It then cut its key interest rate, the federal funds ...
It’s getting to be that time of year so this week I’m updating an earlier post relating to harvesting losses. Even though core bonds have turned positive for the year, this second year in a row of relatively ...
... your portfolio but let me know of any special cash needs.
I’m also happy to help hourly clients with these topics but time is scarce as we approach year-end.
Happy Thanksgiving!
Have questions? ...
... but I’m not going there. Every email from me or someone on my staff will be written by a human, not a bot.
Use AI to generate blog posts. This is another obvious time saver and time equals money, yada, ...
... my research partners at Bespoke Investment Group came out with a chart yesterday illustrating something you’ve likely heard before, that it’s time in the markets and not timing the markets that builds ...
For many months analysts have been saying a recession is on the horizon. They’ve detailed the reasons why and I’ve reiterated certain points at various times. Recession should occur within such and such ...
Sometimes it’s hard to tell if there’s more news on a topic lately or if it’s just the Great Algorithm in the Sky feeding me more of what it thinks I like. In any case, there’s been (or at least seems ...
... You have to trust somebody, right? Yes, but ideally you should also verify. And when in doubt, which should be most of the time when it comes to this stuff, it’s best to lean on official information and ...
... for longer than anticipated. This theme was prevalent during the quarter and helped push down market sentiment.
Here’s a roundup of how major markets performed during the quarter and year-to-date, respectively: ...
... time as a financial planner I’ve encountered this question hundreds of times. While the circumstances are often different, there are commonalities that help create a rough framework for how to think about ...
... day to day anyway. We have to deal with the impact of inflation and higher interests rates in real time, so economists can call it whatever and whenever they like. And parts of the economy can do fine ...
Good morning. Last week I said I’d be buying back some time by taking a couple of weeks off from posting these blogs. I’m sort of still doing that but wanted to share a few things with you anyway.
First, ...
... (I’ll be monitoring everything over the weekend as well…)
I’m planning on needing extra time over the next couple of weeks so this will be my last post until about mid-September. But know that I’m definitely ...
... inflation measure has come down meaningfully in recent months. At their peak during the summer of 2022, I Bonds were paying 9.62%. Yields on US Treasury bonds were in the mid-3% range at the time, for ...
...
That you get more for waiting seems straightforward, but the real impact shows up in cumulative household cash flow over time. If we assume longevity will be on our side the total additional money after ...
Happy Tuesday. If you’ll indulge me I’ll share a bit about my paddling race last week.
At this time a week ago I was paddling down the Missouri River from Kansas City to the town of St. Charles, near ...
It's sometimes said that good friends are those who stretch and test you, help broaden your sense of what's possible. Assuming that’s true I have a friend to thank for missing this week’s blog post.
Instead ...