... all of it impacts markets.
That might sound a little farfetched but it’s true. For years the Fed chairperson has held a live press conference following the announcement of its interest rate decisions. ...
... in volatile markets.
The money has to sit for at least 12 months but can be accessed prior to five years with a penalty of three months interest. Maybe I Bonds are good for extra medium-term savings ...
When I started this firm eight or so years ago I really wasn’t sure what my goal was other than being able to work with clients in the best way possible. For me this meant charging out on my own, leaving ...
... for non-spouse IRA beneficiaries to “stretch” required minimum distributions (RMDs) over their own lifetimes. These stretch provisions had been the go-to for years. Instead, the time limit became ten years ...
... As you likely know, I left the brokerage world over eight years ago to start this firm on my own. I enjoy running long distances, often alone, and tend toward solo sports. It’s not “me against the world” ...
... makes up only 5% of the S&P 500. As market themes go, “value” finally beat “growth” after many years of being trounced by Big Tech and other growth-oriented stocks. There were few places to hide from volatility ...
... increasing credit quality. Duration is quoted in years and lower earns less over time but can be less volatile. This makes higher-quality lower duration bonds a good option for ringfencing spending money ...
... concentrated positions in risky assets. The benefits of the “democratization” of investing in recent years are myriad and it would be imprudent to recommend that young investors liquidate volatile but ...
... on rates.
I mention all this again because the common thread from most market prognosticators is to expect that rates will remain high for some time, perhaps a couple of years or longer. This has likely ...
Updates like this one for the third quarter of 2022 (Q3) aren’t much fun to write. Instead of double-digit gains seen in recent years, losses across asset classes continued during the quarter in what’s ...