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Total: 50 results found.

What's a Mutual Fund?

Created on Tuesday, 15 January 2019. Posted in Content/our blog

... a company whose sole purpose is investing other people's money. There are different types, but we'll focus on the typical kind offered by firms like Vanguard and Fidelity. Each mutual fund company is regulated ...

Quarterly Update

Created on Tuesday, 08 January 2019. Posted in Content/our blog

... the typical American worker, near-record highs for consumer confidence, and very low unemployment of 3.7%. Near year-end the unemployment rate ticked up to 3.9% as more people entered the workforce – another ...

Looking for Clarity

Created on Monday, 12 November 2018. Posted in Content/our blog

...  The problem, as I've said in other posts, is that this stuff is complicated. And while people are smart and intuitive, industry disclosures, including the proposed CRS, are written by industry insiders ...

Picking Out the Good Stuff

Created on Monday, 05 November 2018. Posted in Content/our blog

... in our economy exceed the number of unemployed workers for the first time in history. Granted, fewer people are actively looking for jobs, but it's better to see more job openings as new this could tempt ...

The Search for Silver Linings

Created on Monday, 29 October 2018. Posted in Content/our blog

... mostly about building knowledge and dealing with the psychological aspects of investing. Nail those and the rest is a cake walk. Continue reading... Volatility is back. Just as many people were ...

Updates to Social Security & Medicare

Created on Tuesday, 23 October 2018. Posted in Content/our blog

... should see a net increase in their monthly benefit (most people withhold Medicare premiums from their checks) whereas in prior years the two sometimes canceled each other out. So, this is all positive ...

The Expectations Game

Created on Monday, 08 October 2018. Posted in Content/our blog

... While people tend to put themselves firmly in the pessimist or optimist camp, can there be a middle ground where we try to set realistic expectations? I've always liked the quote from Tom Magliozzi, ...

A Trip Down Memory Lane

Created on Monday, 17 September 2018. Posted in Content/our blog

... people were scared. There were many phone calls with folks asking questions like, "Are we going to be okay?" and, "Is this the end of the financial system?" and even, "How quickly can we sell everything ...

Stashing Cash

Created on Tuesday, 21 August 2018. Posted in Content/our blog

... account, many people want to (and should) have more. For our purposes, let's define emergency fund cash as occupying that middle ground between money that's not needed immediately and money you're uncomfortable ...

Monday Morning Quarterbacking

Created on Tuesday, 14 August 2018. Posted in Content/our blog

... the series looks at the lives of real people through the broader lens of what the Journal accurately portrays (in my words) as the slow-motion train wreck of many Americans reaching retirement age and ...

The Tao of Wealth Management

Created on Tuesday, 31 July 2018. Posted in Content/our blog

... constantly tinkering with an allocation does not perfectly correlate with success. Now, while that makes sense, many people struggle to apply those principles because the media tends to look at investing ...

When Bad News is Good News

Created on Monday, 09 July 2018. Posted in Content/our blog

... during the Financial Crisis, the so-called headline unemployment rate, or the number most often quoted by the media, had been declining for years as people laid off during '08 and '09 finally found a job ...

Who Do You Trust?

Created on Tuesday, 19 June 2018. Posted in Content/our blog

... are the people most often selected as successor trustees and most of the time this works well. But when it doesn't work, it really doesn't work. The adult child could be incapable of serving as successor. ...

The Neuropsychology of Saving

Created on Tuesday, 12 June 2018. Posted in Content/our blog

... commentary. The art of saving money, it turns out, has more to do with how we manage our impulses and internal biases then it does with how much money we make. We all know people who make a lot but seem ...

That Darn Mortgage

Created on Monday, 04 June 2018. Posted in Content/our blog

... many people, two revisions to non-mortgage provisions will have the biggest effects on their mortgage-interest deductions. One is the near-doubling of the "standard deduction" to $12,000 for most single ...

Rickety Rails

Created on Monday, 28 May 2018. Posted in Content/our blog

... people who run the Social Security program do a lot of forecasting. They determine whether current savings and expected cash flows are enough to allow a certain amount of future spending. They make assumptions ...

Staying Focused Amid the Noise

Created on Tuesday, 15 May 2018. Posted in Content/our blog

... will be co-opted by outside interests. Here's some homework: Go through your day and note all the things that are vying for your attention. If you're like most people, you carry a smartphone — a mechanism ...

E+R=O

Created on Monday, 30 April 2018. Posted in Content/our blog

... from a VP at Dimensional Funds applying the e+r=o formula to investing. Investing is a long-term endeavor. Indeed, people will spend decades pursuing their financial goals. But being an investor can ...

That Nice Man on the Phone

Created on Tuesday, 24 April 2018. Posted in Content/our blog

... some basic information about people's investment accounts, maybe such as which firms they do business with, and then called the investors on the phone pretending to help them complete a transaction. A ...

Deficits and Tariffs

Created on Monday, 09 April 2018. Posted in Content/our blog

... moved beyond that, something most people understand, even if the details of how and why remain elusive. It could very well be that the proposed tariffs are a hardline stance or just negotiating tactics, ...